Once approved for loans through Avant, you will receive funds as soon as the next business day‡ rather than waiting for a credit card to come in the mail.
AvantCredit offers personal loans for amounts ranging from £1,000-£20,000 depending on your unique financial situation.*
Credit cards aren't for you.
If you made some financial mistakes in the past, you may have difficulty obtaining credit.
We can help you.
An alternative option is a personal loan with AvantCredit. We allow you to apply for a loan from the comfort of your home and receive a provisional approval within 15 minutes.† Lastly, we report all payments to the major credit bureaus which can improve your credit with timely payments to improve your financial future.
Let's compare our loans vs. credit cards.
AvantCredit Personal Loans
Can it repair credit with timely payments?
Can you use the day after approval? ‡
Do you know your monthly payment at application?
Do you know when the debt will end at application?
Ready to apply? It only takes 5 minutes.
Will not impact your credit score
Representative 48.2% APR
Checking your rates does
impact your credit score.
Speak to a real person.
7 days a week, 0800 610 1516
Security & privacy are a priority.
We hold ourselves to high standards.
* The actual amount of loan that a customer qualifies for may vary based on credit determination.
** Late or missing payments may adversely affect your credit score.
‡ Money sent same day after approval. Same day funding will depend on whether your bank supports Faster Payments. If your bank does not support Faster Payments, funds will be sent to your account the same day as approval so long as you’re approved by 21:00. While we are able to send money to your account within these given times, some banks take longer to deposit such funds to your account. If in doubt, contact your bank or our customer service team
ˆ Based on the responses from 2288 newly funded customers, in a survey conducted from 4 October 2015 - 15 May 2016, 94% of customers stated that they were either extremely likely, very likely or likely to recommend AvantCredit.
AvantCredit is a trading name of AvantCredit of UK, LLC a Limited Liability Company incorporated in the United States (incorporated in the state of Delaware) and our company number is 5300025. We are authorised and regulated by the Financial Conduct Authority for the conduct of consumer credit business. Our firm registration number is 657278. Our Authorisation may be reviewed on the Financial Service Register at www.fca.org.uk.We are registered with the Information Commissioner in compliance with the Data Protection Act 1998. Our registration number is ZA001503. AvantCredit are committed to responsible lending and only approve loans that meet AvantCredit’s strict lending criteria. Headquarters: 222 N. LaSalle St, Suite 1700, Chicago, Illinois, USA 60601. Registered address and correspondence address: 48 Warwick Street, Soho, London. W1B 5NL.