We love what we do. Over 500,000
customers have been helped
by transparent & convenient
personal loans.

AvantCredit is built by a passionate team looking to change the online lending industry. Starting in 2013, our mission is to lower the barriers and costs of borrowing for our customers.

Life at AvantCredit.

Not your average financial firm.

Laughter, snack munching and tech-chats are just a few things you’ll hear in our office. With our London, Chicago and Los Angeles locations, we’re close to diverse restaurants, transportation and residential living.


We encourage and sponsor our team to visit conferences, take educational courses and progress themselves professionally. This growth directly benefits us and we make it a priority for the AvantCredit family.


We love to stay connected. We stay connected through town halls, demo days, and team outings.


Enjoy great benefits, like pension contributions, discounted gym membership, flexible work hours, a challenging work environment, and more!

Total Employees


Funding to Date

£1.8 billion

Loan Portfolio

£3.5 billion+

Countries Served


Customers Empowered


Analytics driven management.

Raising the bar for the lending industry.

Al Goldstein

Co-Founder & Chief Executive Officer

John Sun

Co-Founder & UK Managing Director

Paul Zhang

Co-Founder & Chief Architect

Adam Hughes


Suk Shah

Chief Financial Officer

Grant Miles

Chief Risk Officer

Robert Reynolds

Chief Technology Officer

Don Richman

Chief Marketing Officer & Head of Powered by Avant

James Paris

‎EVP of Capital Markets and Corporate Development

Stacee Hasenbalg

Chief Compliance Officer

Ryan McLennan

General Counsel

David Pickel


Campbell Gibson

VP of Public Policy

Chris Armsey

VP of Human Resources

Kevin Lewis

VP of Business Development

Bhanu Arora

VP of Analytics

Matt Bochenek

VP of Operations

A forward-thinking engineering culture.

We look to solve hard problems.

Build Fast

We view code that is written as a draft. Nothing is ever final. We believe that the best process is iteration and we want to get products in front of customers fast.

Learning & Growing

We encourage continual learning, continual improvement, continual iteration of all things. Our employees attend, present, and support conferences and local user groups.

Agile Teams

At AvantCredit, we work in flat, well balanced teams. Each team has a mix of skill levels and talents to complete projects quickly. Trying new ideas is encouraged since we aim to be a leader in the lending industry.

Remote Work

Delivery and results above hours and time tracking. We employ a relaxed working environment with schedule flexibility and remote working opportunities.


The best idea wins. We defend our work with vigor and back our decisions with metrics. Politics have no place at AvantCredit which allow us to move fast and make the quickest decisions.

Work-Life Balance

We work hard and play hard. Our teams always make it a point to take a step back from their work and have a good time.


December 2012
John and Paul complete Y-Combinator and join forces with Al to revolutionize online lending.

February 2013
AvantCredit issues its first loan and raises $1 million in seed funding.

May 2013
AvantCredit has 28 employees, and raises a Series A round of $8 million.

May 2013
$25 million debt facility was raised from Victory Park Capital.

August 2013
AvantCredit has 90 employees, and has raised more than $30 million.

October 2013
AvantCredit has been launched in the UK.

April 2014
After growing to 120 employees, AvantCredit raises a Series C round of $75 million.

July 2014
AvantCredit closes $200M in debt financing with Victory Park Capital.

August 2014
AvantCredit closes $200M in debt financing with Jefferies.

December 2014
AvantCredit closes Series D round of $225 million with Tiger Global, August Capital, DFJ Growth, RRE Ventures, KKR and Peter Thiel.

January 2015
Forbes lists AvantCredit as #6 on “America’s Most Promising Companies” list.

March 2015
AvantCredit rebrands to AvantCredit. AvantCredit acquires debt management tool Ready For Zero and opens LA office.

April 2015
AvantCredit launches the AvantCredit Institutional Marketplace in a $400M financing arrangement with KKR, Jefferies and Victory Park Capital.

May 2015
AvantCredit reaches $1 billion in loan originations milestone.

June 2015
CEO Al Goldstein is named an EY Entrepreneur of the Year Midwest winner and AvantCredit announces a 2016 headquarters move to Chicago Loop.

August 2015
AvantCredit closes $200M debt facility with JP Morgan and Credit Suisse. First Asset Backed Securitization is secured with Jefferies.

October 2015
AvantCredit closes Series E round of $325 million with General Atlantic, Balyasny Asset Management, J.P. Morgan, Tiger Global, and August Capital.

January 2016
AvantCredit moves into global headquarters.

February 2016
AvantCredit platform reaches $3 billion in loan originations.